People's Choice Mortgage, VA offers many special programs for first time home buyers, each designed to make getting your first home mortgage easier. A few of the better known First Time buyer loan programs that we offer include:

FHA (Federal Housing Administration)
FHA home loans are government-insured mortgages primarily for first-time home buyers. These loans allow you to buy a home with a lower down payment, and come with guidelines that let more people qualify. They're available from most mortgage lenders. There may be specific benefits and restrictions to FHA Loans in your area; ask your mortgage lender.

VA (Veterans Administration)
VA home loans are available to veterans of the armed services, those currently on active duty or in the reserve, and their spouses. A VA loan can make it possible to buy a home with no money down.

Rural Housing and Community Development Service (RHCDS)
RHCDS provides home financing to qualified borrowers who are unable to obtain home financing elsewhere. If you are a farmer, or live in a rural area, ask your mortgage lender if you may qualify.

There are many other loan programs that offer home buyers low down payments and have guidelines that let more people qualify. If you don't see the program you are looking for listed above don't worry, we have many first time buyer programs available. Contact one of our loan officers today and they can help you find a program that fits your specific needs.